Friends, in today’s article, I am going to talk about how you can take mobile on EMI because there are many people who have little money, but they think if I get a good mobile, they do not know it. If I do not know how to get mobile on EMI, then today’s article is just for you because I am going to talk about how you can get mobile on EMI.

If you want to know, then read this article carefully and read it to the last because inside this article I will tell you to step by step a very easy method in full detail.

What Is EMI?

EMI means Equated monthly installments. Which you pay on a fixed date every month. That is, when you take any goods through EMI, then every month you will keep paying the whole amount a little bit. In a way like you take a loan. Then, who fills a bank or financial company every month, it is called EMI.

How to get a call from EMI?

Now let’s talk about how to take a phone from EMI? You can take the phone offline or online through EMI in 2 ways. To pick up the phone offline, you will have to go to a retail shop and visit an e-commerce website to pick up the phone online.

If you have a credit card, you can buy the phone without any hassle. Even if you do not have a credit card, you will be able to take the phone from EMI. But first, we will tell you about taking the phone from EMI with a credit card.

How to take EMI offline phone?

Although nowadays everyone wants to buy the phone through an online medium, if you want to take the phone offline then all you have to do is visit a local shop in your city.

After visiting the mobile shop, select a great phone for yourself and pay with a credit card. If there is a special scheme on a bank credit card, then the retailer will tell itself.

You can take the phone from BMI by making a down payment of the total amount of the phone or you can buy it from EMI for the entire amount without making any down payment.

You have to pay EMI according to the plan of 3,6,9,12 months. Let’s know how to take a phone offline without a credit card?

How to take a call from EMI without a credit card?

Now suppose you do not have a credit card and you cannot fill the entire amount of the phone simultaneously, then how to take the phone. For this also you have to go to the shop. You just have to go with it with some important documents.

Which you have to take all this document.

  • Passport Size Photo.
  • Bank Passbook.
  • Identity Card.
  • Aadhaar Card.

Just take all this document and go to a shop near you. Actually, nowadays every finance company keeps its agent connected to such shops. All you have to do is give your document to the shopkeeper.

After that, you will get a call from EMI through the finance company. You will be able to buy phones through Bajaj Finance, Home Credit Card, HDFC, Bank, etc. What do you have to fill the company every month?

How to get an online phone from EMI?

This is the most popular way of taking a call from an EMI through a credit card debit card. Nowadays everyone goes shopping through online mediums. There is an e-commerce website that gives you an easy way to buy phones from EMI.

You can buy the phone from EMI at your cost. Apart from this, smartphones are partnered with companies, banks, and e-commerce websites, due to which the user also gets a lot of benefits when buying a smartphone.

You can pick up the phone via EMI from a popular website like Amazon Flipkart. You can easily pick up the phone by following the steps given below.

  • First of all, you have to open the site of E-Commerce in your system.
  • Now the home page of the website will open in front of you. If you already have an account on the site, log in. If not, create an account.
  • Search for any phone you want to buy.
  • Now an option will appear on your phone where you will be told about the EMI plan. Click on this option and learn the plan.
  • Choose the plan that suits you best and click on the buy now.
  • Fill the credit card details in the payment option and place your order.
  • In this way, you will be able to buy the phone through your credit card. Now every month EMI will have to be paid as per the plan.

What is EMI and how to take mobile over EMI? I have given you complete information about this, so I hope. You must have understood.


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